Privacy Policy

We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website clvha.com Please read this policy carefully to understand our views and practices regarding your personal data.

By accessing or using our Site, you agree to the terms of this Privacy Policy. If you do not agree with any part of this policy, please do not use our Site.

1. Information We Collect

We may collect and process the following types of information:

a. Personal Information:

Contact Information: Name, email address, phone number, postal address.
Account Information: Username, password, and other registration details.
Financial Information: Credit card details, loan information (collected securely through third-party providers).

b. Non-Personal Information:

Usage Data: Information on how you access and interact with our Site, such as IP address, browser type, pages visited, and time spent on pages.
Cookies and Tracking Technologies: Data collected through cookies, web beacons, and similar technologies.

c. Third-Party Information:

Information from third-party services and partners, such as social media platforms, if you choose to connect your account with them.

2. How We Use Your Information

We use the collected information for various purposes, including:

Providing and Improving Services: To operate, maintain, and enhance our Site and services.
Personalization: To personalize your experience by presenting content that is most relevant to you.
Communication: To send you updates, newsletters, marketing materials, and respond to your inquiries.
Transaction Processing: To process payments and manage your accounts securely.
Analytics: To analyze usage patterns and trends to improve our Site and services.
Compliance: To comply with legal obligations and protect our rights.

3. How We Share Your Information

We may share your information in the following circumstances:

With Service Providers: Third-party vendors who perform services on our behalf, such as payment processing, data analysis, email delivery, and hosting services.
Legal Requirements: When required by law, regulation, or legal process, or to protect our rights, property, or safety, and that of our users or others.
Business Transfers: In the event of a merger, acquisition, or sale of all or part of our assets, your information may be transferred to the new owner.
With Your Consent: We may share your information with third parties when you have provided explicit consent to do so.

Note: We do not sell, trade, or rent your personal information to third parties for their marketing purposes without your explicit consent.

4. Data Security

We implement a variety of security measures to maintain the safety of your personal information. These measures include encryption, secure servers, and regular security assessments. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: The right to request access to your personal data.
Correction: The right to request correction of inaccurate or incomplete data.
Deletion: The right to request deletion of your personal data.
Restriction: The right to request restriction of processing your personal data.
Portability: The right to request transfer of your personal data to another service provider.
Objection: The right to object to the processing of your personal data for specific purposes.

To exercise these rights, please contact us using the contact information provided in the "Contact Us" section below.

6. Children’s Privacy

Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete such information promptly.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies help us understand how you interact with our content, remember your preferences, and provide personalized services.

a. What Are Cookies?

Cookies are small text files stored on your device by your web browser. They help websites remember your actions and preferences over time.

b. Types of Cookies We Use:

Essential Cookies: Necessary for the operation of our Site, enabling basic functions like page navigation and access to secure areas.
Performance Cookies: Collect information about how you use our Site, helping us improve its performance and functionality.
Functional Cookies: Remember your preferences and settings to provide a more personalized experience.
Advertising Cookies: Used to deliver relevant advertisements and measure the effectiveness of our marketing campaigns.

c. Managing Cookies:

You can control and manage cookies through your browser settings. Most browsers allow you to refuse or delete cookies, but doing so may affect the functionality of our Site.

d. Opt-Out of Advertising Cookies:

If you wish to opt out of advertising cookies, you can do so through the Digital Advertising Alliance (DAA). Visit the DAA’s Opt-Out Page to manage your preferences across participating advertising networks.

8. Third-Party Links and Services

Our Site may contain links to third-party websites and services that are not operated or controlled by CLVHA.com. We are not responsible for the privacy practices or content of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by updating the "Last Updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we are protecting your information.